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What Type of Logistics Experts Should You Choose For Your Shipping Process?

The ultimate goal of having a higher capacity production/manufacturing business is to make money from selling products. But it’s important to remember that a shipping business’s bottom line depends of more than its sales; it also depends on how much it spends on the shipping process. Next to payroll, the cost of the shipping process is the highest cost that most producers/manufacturers incur, which makes choosing the right type of shipping logistics experts a necessity. Some companies have their own logistics department. But those that don’t typically have five options for shipping logistics expertise, the first four of which fall within the realm of third party logistics (3PL): Standard 3PL providers, service developers, customer adapters, customer developers and transportation logistics software.  truck freight services

Standard 3PL Providers

At first glance, standard 3PL providers are attractive due to their low cost of service. But there’s a reason for their affordability: 3PL providers don’t practice 3PL as their core competencies, instead focusing on specific freight transportation disciplines, such as pick and pack and warehousing. If you only need to improve a specific aspect of your shipping process, hiring a standard 3PL provider may be the best option. But if you need comprehensive, innovative shipping solutions, standard 3PL is not the answer.

Service Developers

Service developers are similar to standard 3PL providers. While they do practice 3PL as their core competency, they focus on “value-added” shipping solutions, such as tracking and tracing and cross-docking. Like standard 3PL providers, the ability of service developers to offer innovative solutions is compromised by their narrower expertise in specific solutions, making them a poor choice for a shipper that needs to overhaul its shipping process.

Customer Adapters

Unlike standard 3PL providers and service developers, customer adapters are ready to handle your entire shipping process. But they aren’t in the business of offering innovative solutions. If you have an effective shipping process in place and are tired of overseeing it, a customer adapter will handle the job. But if you need new shipping solutions, a customer adapter isn’t the right choice.

Customer Developers

Like customer adapters, customer developers handle the entire logistics process. But they also discover and implement innovative shipping solutions. However, if you don’t have the budget to hire your own logistics experts, then you probably don’t have the budget to hire a customer developer.

Transportation Logistics Software

Logistics software offers a comprehensive, innovative approach to transportation at an affordable price. Available as either a software as a service (SaaS) solution or an onsite software solution, logistics software lets shipping companies become their own logistics providers without possessing expertise in logistics. The software performs the work of a logistics expert, allowing shippers to chose from among recommended shipping options through a user-friendly interface.

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Software Testing – A Brilliant Career Option For Fresh Aspirants

The ambition to become a software tester is common and is worth praising because of the fast-growing significance and cost-effectiveness of the job. With software testing name, it refers to a procedure that is conducted to ensure the quality and standard of a product or service. This analyzing procedure matters significantly additionally, as it helps to understand the potential risks involved in the implementation of software. The test helps in jumping to the conclusion that the software is designed and developed to comply with the technical needs of a product/service.

The Significance of Software Testing Careers Today

As a college graduate who has earned his/her graduate degree, maybe you are in a state of confusion to resolve which career stream to pursue? If you guess you give scrupulous attention to details and are interested in pursuing a sedentary job that can help you maximize your precision and have a tendency towards software development then pursuing software testing careers in India is worth the idea. Another very important reason to choose a software testing job is because it is growing rapidly and has a panoptic scope. With that said, it is understandable that there will be a requirement of more and more personnel on a regular basis and therefore numerous job opportunities are plentiful in the industry.

The IT industry has produced a sensation in India and the establishment of various well-known IT parks in cities such as Pune, Bangalore, Hyderabad, Mumbai, Chennai, Noida, etc. has opened several job opportunities for the aspirants. With that said, there is no lack of testing jobs in India for the accomplished professionals, intermediate as well as beginners to choose testing job as a highly cost-effective career choice. Because a maximum number of industries have hi-tech functions, software programs are developed to fit a variety of industry needs. However, as a matter of fact, it is not likely for every organization to deal with its private software production or testing units. Therefore, such QA service providers have evolved as an independent entity offering testing as a standalone service.

Benefiting of launching your  shareit for laptop career in software testing:

• Considering the rapidly growing significance and demand for software universally, it is affordable to guess that the demand for the prolific software testers will never wither.

• Software testing has a clear-cut career path.

• It transmits transferable skills as well as a second-to-none grounding/knowledge base for other career fields

• Since no projects are identical, so there is some diversity in the workload.

• The industry has certifications, so you can leverage to move your career up.

What can you get out of software testing jobs?

For every development process, the role of QA matters fundamentally, as it is very instrumental in evaluating quality and documents that contribute to augment service level. Jobs in this industry require high levels of accuracy and profound knowledge of the field. With the help of software testing end to end, a professional is able to discover errors and bugs which can later easily be dealt with before the software is delivered.

India is one of the well-known hubs of the IT industry and the demand for software and IT services are invariably shooting up. With that said, there will always be a need for testers for carrying out testing. It is easy to understand that those looking to set up software testing careers can have a very bright and hopeful future; they can look forward to a lucrative career which can go on to build a strong base for a satisfying career.

Conclusion

The software testing industry offers a vast and mushrooming demand for its services, clear-cut career paths, and the competence to learn transmittable skills, and therefore offers second-to-none career opportunities for go-ahead individuals.

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Car Racing Games – Great for Entertainment

Car games do occupy an important place in the world of video games. These games can be found in abundance in a lot of websites. There are various types of car racing games, like drag racing games, Chevy racing games, Formula 1 racing games or simply road racing games. Whatever the type, these car games are surely very entertaining and exciting.

Thanks to the technological advancements, many improvements have been brought about to online games such as car games. Generally speaking the car racing games is 2D pubg pc download  two dimensional) and 3D (three dimensional) in nature and this allows the player to view every part of the car while the race is in progress. Even the routes where the race is being performed are mostly well-designed and very prominent. Because of the 3D technology, the player is able to see the headlights of approaching cars, red lights, street lights or even find his way through blockages.

It is not uncommon to find children indulging in these online games such as car games, etc at their own homes or in cyber cafes as the popularity of online games have soared tremendously and it is becoming more and more popular with each passing day. Some sites are exclusively dedicated to these online games and new games are launched almost everyday, and one also finds a lot of takers for these games because people show enough interest in playing them.

The main motive of playing these car games is to secure the coveted first position and to win the race and even if the prize may not be that attractive, it may be in the form of points or declared money. So although the prize is not that appealing, yet people are fascinated by online games and they put in a lot of effort to win it, by dashing against other cars on the route or even flipping them over, all just to cross the finish line first. It is the thrill that counts or maybe the satisfaction that one gets when winning the race while competing with the others.

Some of these websites offering online games also offer car games which are more sophisticated, in the sense that the players have many more options, such as choosing the mode of game play or even the make of the cars, be it a Toyota or a Mercedes. These are more sophisticated and interactive in comparison to the basic flash games where the only objective is to win the race and there are little options or controls available.

Online games such as car games may be free or one has to pay for it. Some of the more ‘high-end’ games require payment but mostly they are free of cost. Some even offer thrilling features like real time racing tournament, where one can invite his or her friends and race together in the same course in real time. This type of online games make for a great entertainment option when one is bored as playing these games may transport the player into another world altogether.

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7 Casinos You Should Never Make

There are more and more online casinos available right now. These are great because they allow us to gamble when we want and wherever we want to. However, sometimes it is nice to be able to go to a real, old fashioned casino. The United States is famous for its casinos, and if you happen to be in Iowa, you may want to have a look inside one. There is nothing quite like a real casino, after all. The sounds of the slot machines, people pulling on the one armed bandits, cards shuffling, waiters and waitresses walking around clinking glasses, the smell of money and chips. Luckily, if you do find yourself in Iowa, there are plenty of places you could go to. Here is a list of some of the best casinos you will be able to find in the state.

List of Iowa Casinos (Casino, City, County)

  • Prairie Meadows, Altoona, Polk
  • Diamond Jo Casino – Worth, Northwood, Worth
  • Harrah’s Casino & Hotel, Council Bluffs, Pottawattamie
  • Ameristar, Council Bluffs, Pottawattamie
  • Horseshoe Council Bluffs, Council Bluffs, Pottawattamie
  • Terrible’s Lakeside Casino, Osceola, Clarke
  • Isle of Capri, Bettendorf, Scott
  • Grand Falls Casino, Larchwood, Lyon
  • Rhythm City, Davenport, Scott
  • Mystique, Dubuque, Dubuque
  • Diamond Jo Casino, Dubuque, Dubuque
  • Wild Rose Casino and Resort, Emmettsburg, Palo Alto
  • Catfish Bend, Burlington, Des Moines
  • Isle of Capri, Marquette, Clayton
  • Blackbird Bend Casino, Onawa, Monona
  • Wild Rose Casino and Resort, Clinton, Clinton
  • Riverside Casino & Golf Resort, Riverside, Washington
  • Meskwaki Casino, Toledo, Tama
  • WinnaVegas, Sloan, Woodbury
  • Argosy, Sioux City, Woodbury
  • Isle of Capri, Waterloo, Black Hawk

As you can see, there are quite a large number of casinos to choose from, with the biggest amount of choices being in the Pottawattamie County. However, you do have to understand that Iowa isn’t like Las Vegas or Reno. There are no full strips with casino upon casino. Nor are there the insane buildings that we know from popular culture. Don’t go to Iowa if you want to go to a casino that includes a boxing match and a concert by Celine Dion, for instance. However, those are the casinos for tourists. What Iowa has to offer is casinos the way casinos are supposed to be. They are reasonably large buildings with all the games you could possibly choose. There are slot machines, Black Jack tables, poker tables, roulette tables and crab games. Some casinos may even have closed off poker VIP rooms and even poker tournaments. 우리카지노

Most of the casinos are operated by Native Americans, who are known the world over for starting casinos all over the United States. This means that these are real, cultural and ethnic casinos, rather than the glitz and glamour you may have expected because you have seen various movies about what goes on in Vegas. This doesn’t make these casinos any less nice, however.

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5 เรื่องที่คุณอาจยังไม่ทราบ เกี่ยวกับ 918kiss สล็อต

 

มีหลายท่านที่บางครั้งอาจจะยังไม่รู้กับเกมส์ 918kiss สล็อต ดีเพียงพอหรือบางครั้งก็อาจจะทราบแต่ว่าไม่ทั้งหมดทั้งปวง บางบุคคลบางครั้งอาจจะทราบเพียงแค่ด้านนอกแค่นั้น แต่ว่าสำหรับเกมส์สล็อต 918kiss มีอะไรที่ลึกซึ้งกว่านั้น มีสิ่งที่หลบอยู่อีกเยอะแยะบางบุคคลบางครั้งอาจจะไม่ค่อยพึงพอใจเท่าใดเล่น 918kiss ด้วยความชอบใจสิ่งเดียว แต่ว่าสำหรับผู้ที่รักสำหรับการเล่นรวมทั้งพอใจจริงๆจะเล่าเรียนแล้วก็หาข้อมูลของเกมส์นั้นอย่างถ่องแท้ทุกที่ วันนี้พวกเราจะนำสิ่งที่บางบุคคลบางทีอาจไม่เคยทราบของเกมส์ 918kiss สล็อต มาฝากกัน ในเนื้อหานี้เพื่อเป็นแถวทางให้ท่านเล่นสล็อต 918kiss อย่างคุ้มแล้วก็ได้กำไรสวยๆควรจะทราบไว้เพื่อเสริมแต่งเป็นความทราบเอาไว้ภายในตัวดีแล้วมากมายมาดูพร้อมเพียงกันเลยดีมากยิ่งกว่าเสียเวล่ำเวลามาพอควรแล้ว

สล็อตแมชชีน สล็อตออนไลน์918kiss

เป็นสล็อต 918kiss แบบยอดนิยมอย่างมากรวมทั้งเป็นที่นิยมตลอดมา จนกระทั่งมีคนเอาไปสร้างเป็นหนัวและก็ดังมาแล้วสล็อต 918kiss แมชชีนมีเกิดมาตั้งแต่เริ่มต้นที่ยังคงใช้คันบังคับเป็นตัวปฏิบัติการณ์สำหรับในการเล่นช่วงนี้มีคนสติปัญญาดีปรับปรุงมาจนถึงเกือบจะไม่มีเครื่องไหนที่มีคันบังคับให้มองเห็นอีกแล้วเนื่องจากมีการดีไซน์ที่นำสมัยกับช่วงปัจจุบันนี้ แม้กระนั้นการเล่นการออกรางวัลแบบอย่างใรการเล่นยังคงโครงเรื่องเดิมให้มองเห็นและก็ให้เล่นกันอยู่ สล็อตออนไลน์918kiss ก็เลยได้รับความนิยมมาจนกระทั่งยุคนี้

สล็อตคลาสสิค 918kiss

918kiss สล็อตหรือสล็อตที่เกิดขึ้นภายหลังสล็อตแมชชีน ที่เป็นสล็อตแบบคลาสสิคขึ้นมาก็เนื่องจากในขณะนั้นเครื่องสล็อตเป็นสิ่งที่นับว่าไม่ถูกต้องตามกฎหมายในประเทศอเมริกาก็เลยไม่มีผู้ใดกล้าเล่นตู้เกมส์สล็อตเพราะว่ากลัวจะโดนจับ ฉะนั้นนาย ชาร์ล เฟลร์ คนที่สร้างสรรค์ตู้เกมส์สล็อตได้ทำปรับปรุงแก้ไขดัดแปลงเปลี่ยนรูปแบบเครื่องสล็อตให้เป็นการออกรางวัลในลักษณะของผลไม้แทน. เป็นต้นว่า เชอร์รี่ ลูกแอปเปิ้ล รวมทั้งลูกพลับ ฯลฯ และก็ใช้หมากฝรั่งเป็นรางวัลสำหรับผู้ที่เล่นถูก ใช้หมากฝรั่งแทนเงินสดก็เลยทำให้ตู้สล็อตกลับมาเล่นได้อย่างเดิมเป็นการเล่นเพื่อความสนุกสนานร่าเริงไม่ใช่การเดิมพันก็เลยมีคนนิยมเล่นกันมากมายในสมัยนั้นส่วนใหญ่ตู้ 918kiss slots จะตั้งตามร้านตัดผม ร้านเหล้า แล้วก็ห้าง ฯลฯ

แจ็คเพียงพอท 918kiss โปรเกรสชิพ

เป็นแจ็คพอเพียงทที่เป็นขนาดใหญ่มากมายถ้าเกิดคนไหนได้รับรองว่าเป็นคนรวยทันตาเลย สล็อต 918kissโปรเกรสชิพจะมีตั้งอยู่ตามคาสิโนใหญ่ๆเป็นหลักส่วนใหญ่จะไม่ค่อยมีตามคาสิโนเล็กๆและก็หากผู้ที่ไม่เคยทราบจริงๆก็จะไม่สนใจและไม่ค่อยเล่นสล็อตชนิดนี้เพราะเหตุว่าการที่โบนัสจะแตกนั้นยากมากมายถ้าเกิดคนไหนกันที่พึงพอใจจริงๆก็จะต้องใช้ความทรหดอดทนสำหรับในการเล่นที่นานรวมทั้งจะต้องเป็นผู้ที่ใจเย็นสำหรับเพื่อการเล่นจริงๆที่จะสามารถเล่น918kiss Slot โปรเกรสชิพนี้ได้ แต่ว่าถ้าเกิดรางวัลแจ็คพอเพียงทแตกออกมาเรียกว่าคุ้มเกินคุ้มการันตีกำเนิดเศรษฐีใหม่ขึ้นมาอีกคนแน่ๆ อันนี้จำเป็นต้องว่ากันไปตามชะตากรรมแล้วละ ถึงแจ็คพอเพียงทจะแตกยากแต่ว่าก็เคยมีคนเล่นจนได้แจ็คพอเพียงทมาแล้ว ดังนี้ถ้าเกิดคุณอยากได้บ้างล่ะก็ จะต้องมาสมัคร สมาชิก สล็อตกันเลย แล้วคุณจะได้ไปสัมผัสกับประสบการณ์สุดสนุกสนานจาก 918kiss สล็อตออนไลน์ ที่ลืมไม่ลงเลยล่ะ ทั้งการสมัคร 918kiss slot ก็ทำเป็นง่ายสุดๆอีกด้วย

สล็อตวีดีโอ

918kiss slot วีดีโอนี้ก็ได้รับความนิยมชมชอบมากมายเข่นเดียวกันไม่แพ้สล็อตจำพวกอื่นอย่างยิ่งจริงๆ ที่มีคนนิยมเล่นกันมากมายทั้งๆที่พึ่งมีออกมาไม่นานสล็อตวีดีโอเกิดมาเมื่อราวๆกลาวปี ค.ศ 1990 ก็ถือว่าไม่นานเยอะแค่ไหนแม้กระนั้นที่มีคนนิยมเล่น 918kissแล้วก็รู้สึกชื่นชอบกันอย่างเร็วก็เนื่องจาก. สล็อตวีดีโอมีแบบอย่างแม้กระนั้นภาพที่ขยับได้เหมือนจริงมากมายทั้งยังแสงสี เสียง แล้วก็การเล่นที่น่าระทึกใจ บวกกับการที่นักปรับปรุงรวมทั้งคนคิดค้นได้นำภาพตัวการ์ตูนดังๆมาใส่เข้าไปในสล็อตวีดีโอ ก็เลยทำให้มีคนถูกอกถูกใจจำนวนมาก สล็อตวีดีโอถูกวางแบบมาอย่างฐานรากให้เล่นได้ไม่ยากมีเพียงแค่ 3 เพนนี้แล้วก็เพย์ไลน์ที่ขนะเพียงแต่หนึ่งรางวัลเพียงแค่นั้น

สล็อตบนโทรศัพท์มือถือ

918kiss สล็อต ถูกวางแบบมาให้เล่นบนโทรศัพท์เคลื่อนที่ได้ช่วยเพิ่มความสนุกสนานให้ท่านเยอะขึ้นไปอีกสามารถเล่นเวลาใดก็ได้ เล่นได้กับสมาร์ทโฟน และก็แท็ปเลต ถึงจะมีหน้าหน้าจอขนาดเล็กกว่าหน้าจอคอมพิวเตอร์ แต่ว่าเรื่องแสงสีแล้วก็เสียงชัดเจนไม่แพ้ เล่นในคอมเช่นกันสามารถเล่นได้ทุกที่ที่ต้องการแม้เครื่องมือของคุณมีสันญาณอินเตอร์เนต คุณสามารถเพลินใจไปกับเกมส์สล็อตออนไลน์ได้ถึงจะไม่มีคอมพิวเตอร์ก็ตาม สล็อตถูกดีไซน์มาโดยยิ่งไปกว่านั้นให้กับระบบของโทรศัพท์เคลื่อนที่ที่ทุกคนควรจะมีกันอยู่แล้วจึงเป็นอะไรที่ง่ายดายสำหรับในการเล่นเกมส์สล็อต

ทั้งยัง 5 เรื่องที่คณะทำงานได้เฉพาะเจาะจงเอามาเขียนเป็นบทความมั่นใจว่ามีหลายๆคนที่บางทีอาจไม่เคยทราบเลย ด้วยเหตุนั้นแม้คุณต้องการเป็นเซียนเกม สล็อต 918kiss เมื่อพบเนื้อหานี้โปรดอย่าเลื่อนผ่าน ให้หยุดอ่านนิดหน่อยเพราะเหตุว่าสามารถช่วยทำให้คุณรู้จักเกมส์สล็อตได้มากเพิ่มขึ้นเมื่อรักที่ตะเล่นเกมส์สล็อตจำต้องทำความเข้าใจทุกๆอย่างที่เกี่ยวกับเกมส์ 918kiss slots ด้วยถึงจะดี ตกลงว่ามาสมัคร สล็อต 918kiss กันเลย แล้วอย่าลืมมารับเครดิตฟรี 918kiss slot อย่างคุ้มกันด้วย ซึ่งมีแจกให้กับสมาชิกใหม่หลายโปรด้วยกัน ด้วยเหตุดังกล่าวอย่าได้พลาดที่จะมาเล่นสล็อตกับเว็บแห่งนี้เด็ดขาด

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Worry – A Traitor of a Beautiful Lifestyle

The society where everything seems to be moving on the fast lane will always be plagued with one problem or the other. It is to all intentions that such will always exist. However, coping with these problems is the bane that the society must learn to tackle. One of such problems that tail this society is worry! Or better still in its broad concept as applied to peoples in the society ‘worries’. Now, I think we should ask ourselves why we worry! Why do we actually worry and unnecessarily burden our minds with trivial matters? It has been observed that in most conditions when people worry, that it is most about what may not ordinarily deserve such concern. It implies that most people worry about worthless things which they would have left alone without even thinking it. Some people believe worry is inevitable in as much one is alive; they believe it is a vital attribute of the living. Beauty lifestyle Such people agree that the moment one stops worrying about whatever his interest, the person is dead!

You see, I believe in psychology, though I am a life scientist. This is because it can handle very effectively cases like this. I will therefore say is it compulsory that we have to live in the bondage of worry? Can’t we just free our minds from it? The fact is everyone has the sole discretion to living the life the way he chooses. It is therefore a matter of choice, which individuals will determine. Allowing worry is like a deliberate frustration that can result in unprecedented consequences. People die everyday mostly because of worries, not because they are so hardworking that they die working, it is because such people worry than work. Worry can also be driven by fear. In my opinion, I will call this ‘fear of the unknown’. This is a silent killer that actually serves as springboard to full fledge worrying. Another effect of worry is that is very inimical to life as it takes its toll on the spirit and enthusiasm. It will not be an over emphasis to liken it to a traitor in a military camp, that dampens their powder and weakens their aim, psychologically, makes them feel defeated already!

It is also an experience that can impair a normal living and co-existence with others in the society, a worried mind is a wandering mind in its wretched experience that leaves such mind exhausted, uninvolved and in deep hopeless despair, with a sound feeling of doom imprisonment that is very awful. Worry, am sure is only a shear waste of time and can also make the sufferer so to say go mad momentarily. Worry is a system that gives you something to do but it does not get you anywhere just like a rocking chair. You see, there is nothing that wastes the body like worry and one who is optimistic should be ashamed to worry about anything whatsoever. Remember that an optimist is someone who takes the cold water thrown on his idea, heats it with enthusiasm and uses the steam to push ahead.

The summary of these is that worry is not an attribute of someone who believes and stands up again all odds for the fact that ‘everything will be fine’ worry becomes the traitor of life when we underestimate the potentials of life itself to handle the course of its events and we ignorantly step in feeling we can help it, this is where we get it wrong as stress, an affiliate of worry is what you will make of it and that can be the difference between coping and collapsing.

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8 Amazing Tricks To Get The Most Out Of Your Casinos

Blackjack is one of the hottest games in the low odds cash bonus guide systems that provide you with information and ways of beating the casino cash bonus incentive system. As you may know many casinos have started to add requirements on to their incentive programs. You have to make a minimum deposit, play so many games or you have to wager a certain amount.

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Blackjack is one game that is strictly up to chance, which means it is considered to be a low odds game. This means that the chance of the house winning and the chance of you winning is about the same. The cash bonus system that requires game play or even requires a certain amount in wagers can be successfully used with this game and with minimal risk or loss to you.

The chance of reward when you win is probably not high on these games because the amounts you can wager are so low however if you are looking to obtain the cash bonus as quickly as possible this is the best way to meet the requirements when it comes to the casino bonus system. You can do this with most casinos and the great part is you actually unless the casino requires a minimum deposit as part of the requirements for the release of the bonus you can use the money already placed in your account to make the wagers. This means that whatever is left or whatever you win is added to the bonus. After the requirements are met all of it becomes available to you.

This is one of the ways that you can legitimately make the most of the casino bonus systems so that you walk away with the most out of the incentives that are offered to you as a sign up bonus for opening an account at the casino. There is usually no limit to the number of casinos you can sign up with so you there are a number of benefits to knowing how to make the most of the bonuses that are being offered to you on sign up.

There are cash guides that can show you the best ways to work the systems to your advantage while still keeping the casinos happy by meeting their requirements. This is important since it prevents the casinos from increasing the requirements that are necessary in order to obtain the incentives. There are also usually incentives and bonuses that can be obtained through a variety of different means while you are a member such as being a member for a certain length of time or winning a certain amount. Cash guides can help with providing information on obtaining these as well.

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4 Useful Categories of Games for Online Casinos

Playing casino-derived games online is a great form of entertainment. You could experience fun in a two-fold manner when engaging in those wonderful pastimes – one that is characterized by the exciting formats and settings and another that is described by the seemingly endless flow of money for every winning chance. Also, the good thing about playing casino online is that you could choose from a wide selection. Arranged with your mood in mind, here are some helpful categories of casino games online arranged in this manner – B-Bonus, A-Action, L-Luck and M-Mind, grouped as the BALM categorization.

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B for Bonus: Let the Money Come In

You should definitely touch on those games that could guarantee you great jackpots if you are the type who finds leisure in delving on those entertaining activities. For instance, playing progressive games is a great idea if you want to go for high bonuses, granted that the jackpot value constantly rises for every active player of specific games belonging to such game category counted at a given time.

A for Action: See the Excitement First-Hand

If you want to have an exciting experience in playing casino games online, then you have a great option to witness the action yourself by watching live games online. Games played live by live dealers such as baccarat, roulette, blackjack and the like are commonly offered by website offering those these days.

L for Luck: Spin Multiple Chances

Playing casino games at websites would entail you to have luck riddling your mind. Thus, if you are in the mood to talk to Lady Luck, you should make it a point to play those that are reliant to chances such as online casino slots games which are played when two or three similar image reels match at a given round. You could also choose to play classic table games such as sic bo, craps, roulette and the like, provided that the casino game website of your choice has those games in tow.

M for Mind: Enjoy Playing With Cards

Winning with strategy is among the best ways to enjoy casino games online. You actually have a lot of chances to learn new techniques when dealing with strategy-based formats such as card games like baccarat blackjack, poker and the like. Those could harness your sense of developing strategies against the counter-strategies prepared against you by other players.

When In Doubt, Think of BALM

If you have nothing else to do and you suddenly think of playing casino games from your favorite casino website, then you should make it a point to think of the BALM categorization so that you could fit your mood to the kind of online casino games that you want to play. Yet, at the end of the day, make sure that you play online casino games responsibly and in moderation so that you could stay away from the dangers of addiction.

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Who Owns the Reserve Study Report?

There are differences of opinion within the reserve study industry as to who “owns” the reserve study report, what degree of responsibility the reserve professional has, and how certain difficult situations in which boards can almost be held hostage by reserve studies should be reported.

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One thing is clear – national reserve study standards do not provide adequate guidance in this area.

Many reserve preparers take the position that they have been engaged to perform an independent study resulting in a report of their findings, and that the reserve professional “owns” the entire report. These individuals also often take the position that their report is the basis for the Association’s long-term maintenance plan.

Unfortunately, national standards do not address this issue. For instance, there is no requirement that the reserve professional make any sort of statement regarding the work performed other than the vague reference to a site visit, nor any statement of opinion regarding the accuracy of the data presented or the degree of responsibility for the report. National standards only require comments on:

Completeness: Material issues which, if not disclosed, would cause a distortion of the association’s situationReliance on client data: Information provided by the official representative of the Association regarding financial, physical, quantity, or historical issues will be deemed reliable by the consultant

These are required disclosures that fall far short of expressing a clear, positive opinion regarding the accuracy of the report or the actual work performed.

Others believe that the report is “owned” by the Association, and that the role of the reserve professional is to assist in compiling the data and preparing the report. These individuals generally take the position that the report should be a financial reflection of the Association’s long-term maintenance plan; it does not establish the long-term maintenance plan.

Again, national standards do not provide guidance on how the reserve professional should report on his involvement with the process, nor on his opinion of the conclusions reached.

If a reserve professional chose to add “his” report to the “Association’s Reserve Study Report, what might that report by the reserve professional look like? Within the confines of current national standards, it might look something like this:

We have prepared the accompanying Reserve Funding Forecast of AssocName as of and for the thirty-year period beginning StartDate as a Level I Reserve Study. This forecast is the responsibility of Association Management.We conducted our engagement in accordance with National Reserve Study Standards of the Community Associations Institute and the Association of Professional Reserve Analysts. Those standards require that we perform a site visit to visually observe and assess the condition of the significant common area components of the Association. A Level I Reserve Study also includes assessing the significant estimates used by management, as well as evaluating the overall forecast report presentation.

This report presents, in the form of a financial forecast, information that is the representation of management of the Association. We do not express an opinion or any other form of assurance on the accompanying report or assumptions. Furthermore, there will usually be differences between the forecast and actual results because events and circumstances frequently do not occur as expected, and those differences may be material. We have no responsibility to update this report for events and circumstances occurring after the date of this report.

While satisfactory, the above sample report wording still falls short of actually describing the work performed or of clearly stating the conclusions reached and the degree of responsibility assumed by the reserve professional. But to get to that point, national standards probably need to be modified.

The subject of Chuck Miller’s article, “Board Held Hostage by Reserve Study”, is a dilemma presented to an Association board when a reserve professional takes a position related to appropriate maintenance activities of roads that is at odds with other professionals’ recommendations.

As quoted from Chuck’s article, in this instance,the facts are that “an engineering firm specializing in geotechnical studies and pavement studies has rendered a comprehensive report on a very thorough study conducted over some period of time, including analysis of core samples, which directly refutes the conclusion of the reserve professional. In addition, a company with decades of road construction and maintenance experience that has, for many years, maintained the subject roads, has offered an opinion that directly refutes the conclusion of the reserve professional. Lastly, the predecessor reserve professional had apparently reached a conclusion concurring with the engineering firm performing the pavement study, and did not consider that complete removal and replacement of all road surfaces was a necessary maintenance activity.”

It appears that the current reserve professional, giving all due respect to his professional engineer credential, is taking an unreasonable position in this instance. It is very difficult for a reserve professional spending only one or two days on what is a relatively superficial evaluation on a reserve study site visit to ever gain the same level of knowledge as the individuals that actually maintain the various components on a daily basis. Often, those individuals are experts in their own right. The evidence appears overwhelming that the reserve professional has taken an unreasonable position based upon insufficient facts.

The reserve professional has demonstrated a level of intransigence that bears a strong resemblance to the current budget negotiations of Congress – “my way or the highway” (pun intended). Refusal to modify a weak position in the face of strong evidence to the contrary should also cause a lack of confidence in other parts of the reserve study. If this is the case, then the Association would be wise to seek another reserve professional to provide this service.

I have long expressed the sentiment that a reserve study is based on a series of assumptions about future events, and except for known maintenance activities occurring in the very near future, it is unlikely that any of the assumptions will prove to be 100% accurate. One purpose of the study is to guide the Association to have approximately the right amount of money at approximately the right time. This can be achieved even though the underlying assumptions are not completely accurate; they just have to be relatively accurate.

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Working Holiday Visas For New Zealand – Seasonal Work And Travel Insurance

A working holiday visa to New Zealand allows you to work in a variety of jobs, with one of the main attractions for many young travellers being seasonal work such as fruit picking and vegetable harvesting. This type of work requires no previous experience, provides training on the job, and is available almost all year round. This article explains the working holiday visa, what seasonal work is available, where and when, and what working holiday travel insurance you will require for your trip.

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Working Holiday Visa

With winter settling in over the southern hemisphere, now is the time to start planning your summer trip to New Zealand. If you are eligible, the New Zealand working holiday visa is a perfect opportunity for you to enter New Zealand (NZ) and work legally. NZ currently has agreements with 34 countries and the visa allows you to work here for 12 months, and up to 3 months for any one employer.

You can apply online for your visa on the Immigration NZ website. Here they provide a list of Countries that are part of the working holiday agreement, age and other criteria, and they outline they process you have to follow to successfully apply for your visa. Applying for your visa isn’t hard, and the application usually doesn’t take very long.

Seasonal Work

If you time it right, then you can arrive just in time for fruit picking season. During this season you can pick up work harvesting or packing fruit, vegetables and grapes, pruning trees, and help maintain crops.

The beginning of the season is usually about October, this is when strawberries come into season. The regions strawberries are grown include the Waikato, Hawke’s Bay and Horowhenua. You could stay picking strawberries right through to March, otherwise the summerfruit harvest starts in November in the Hawke’s Bay and December in Central Otago. Summerfruit includes cherries, apricots, peaches, nectarines and plums. The season for summerfruit goes through to early March. In mid-February to mid-May you will get the apple harvest in regions mentioned above and in Nelson.

All growers will provide on the job training, so all they require is for you to be fit, and have good vision! Fruit harvesting is the perfect way to see the Country, and meet locals and other travellers while earning money.

Working Holiday Travel Insurance

Whenever you travel it is important to have appropriate travel insurance. If you are travelling to NZ on a work visa, then you are also required to have adequate medical insurance. There is a wide range of travel insurance policies available through a number of different insurers.

Working holiday travel insurance should protect you for a range of activities, including horticultural work, and cover areas such as medical expenses, repatriation, lost baggage, theft etc.

Although NZ is regarded as a safe country to travel there is still theft, especially in many tourist hot spots. Accidents can happen anywhere, and you have to pay for your medical care in NZ, that is why medical insurance is important. Lost baggage, missed flights, cancellations etc, are unforeseeable events that can happen when you travel. Having a suitable travel insurance policy will give you peace of mind when these things happen.

In conclusion, we encourage you to take advantage of the working holiday visa scheme that NZ offers. You should also investigate seasonal work as an option and the many informative websites about this type of work. But most importantly, make sure you take out appropriate working holiday travel insurance to both meet your visa requirements and to give you the peace of mind you need to travel abroad.